You can save money on your heating and cooling bills by simply resetting your thermostat when you are asleep or away from home. You can do this automatically without sacrificing comfort by installing an automatic setback or programmable thermostat. Using a...
Kicking your bottled water habit and switching to tap and a reusable bottle will save you money and it's better for the environment too. The Groove® bottle features our classic bite-and-sip valve with a plant-based filter built right into the straw. That way, you have...
A battery recharger can cut down the cost of buying new batteries, drastically. You’ll love the way the Energizer Recharge® Universal Charger can charge several battery sizes – AA, AAA, C, D or 9V. It’s the perfect charger for the family who uses all sorts of...
The Energy Detective (TED) is an electricity monitor that will help lower your electricity bill by providing real-time data on a wireless display. Our best selling TED 5000-C electricity monitor allows you to view real-time electricity usage on both your computer and...
Payday Loans Can Only Hurt Your Credit Score
MoneyTipsBills are due, and you're out of money. You're considering a payday loan to plug the gap in your cash flow. You think you can use the payday loan responsibly and use it to build up your credit score. Think again. Payday loans, along with almost all no-credit-check loans, do not report […]
Consider The Factors Lenders Consider
MoneyTipsYour credit score is one of the most important factors that lenders review when deciding whether to extend credit to you – but it's not the only factor. It's possible to get a loan with a poor credit score and be denied a loan with a good credit score based on other considerations. […]
5 Tips For Saving Money In College
MoneyTipsBy Roshni Chowdhry, head of customer experience at SafetyNet Of the roughly 17 million Americans currently enrolled in college, 74 percent qualify as what we used to call "nontraditional" students: One in five is 30 years or older. About half don't rely on their parents for […]
How To Get Out From An Underwater Car Loan
MoneyTipsFew things are more satisfying than driving your brand-new car – until you realize that it lost value immediately after you left the dealership. Thanks to depreciation, it's possible for a car to lose over 20% of its starting value within the first year. According to CARFAX data, […]
Pros And Cons Of Paying Off Loans Early
MoneyTipsIt's always best to pay off a loan as soon as you can, isn't it? Not necessarily. There are several reasons you may not want to pay off your loan early, including the effects on your credit score. The obvious reason for early payoff is interest savings. By paying your loans off early […]
Video: Can You Get A Scholarship With A Low GPA?
MoneyTipsIs your GPA all that counts when you apply for college financing? Watch the Scholarship System Founder Jocelyn Paonita Pearson explain how to get a scholarship with a less-than-perfect GPA in our exclusive video above. Your credit score could affect your student loan interest rate. You […]
Having More Kids Won't Lower Your Credit Score!
MoneyTipsCongratulations! Your family will soon be blessed with your first child. You're on your way to a lifetime of cherished memories – and a whole new series of financial challenges. From bringing them into the world to sending them off to the working world, children are one of the […]
Your Car Reveals Your Credit Score
MoneyTipsIt seems obvious. If you drive an expensive car, you must have an excellent credit score – but that's not always the case. Credit scores are calculated from factors in your credit report, including on-time payment history and how much of your available credit you use. You could be […]
Credit Freezes And Your Mortgage
MoneyTipsFew things are more effective at fighting identity theft than credit freezes. When you freeze your credit, potential lenders can't access your credit file to assess the risk of lending money to you. No risk assessment means no credit – so identity thieves can't use your stolen […]